Privacy Policy for The Mortgage Nest LLC
Effective Date: March 31, 2025
At The Mortgage Nest LLC, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you interact with our website and use our services. By accessing our website and using our services, you consent to the practices described in this Privacy Policy.
1. **Information We Collect**
We collect the following types of information when you use our services or visit our website:
- **Personal Information**: This includes your name, address, phone number, email address, Social Security number, employment information, income, credit history, and other financial data necessary for processing mortgage loan applications.
- **Non-Personal Information**: This includes data such as your IP address, browser type, device type, operating system, and browsing activity on our website. We may also collect information about your interactions with advertisements or marketing materials.
2. **How We Use Your Information**
We use the information we collect for the following purposes:
- **Providing Services**: To facilitate mortgage loan applications, process your information with third-party lenders, and provide you with recommendations or quotes.
- **Customer Support**: To respond to your inquiries, provide assistance, and improve our services.
- **Marketing**: To send you promotional materials, updates, and offers related to mortgage products and services. You can opt out of marketing communications at any time.
- **Legal Compliance**: To comply with applicable laws, regulations, and legal obligations, including those imposed by the National Mortgage Licensing System (NMLS) and other relevant regulatory bodies.
3. **How We Share Your Information**
We may share your personal information with the following parties:
- **Third-Party Lenders**: We may share your data with mortgage lenders or financial institutions in order to help facilitate your mortgage application and process your loan request.
- **Service Providers**: We may engage third-party vendors who perform services on our behalf, such as website hosting, marketing, or customer support.
- **Legal Authorities**: We may disclose your information if required to do so by law, such as to comply with a subpoena, court order, or other legal process, or if we believe disclosure is necessary to protect our rights, safety, or the rights of others.
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
4. **Data Security**
We use a variety of security measures to protect your personal information. These measures include encryption, secure servers, and access controls to prevent unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
5. **Cookies and Tracking Technologies**
We use cookies and similar tracking technologies to improve your experience on our website. Cookies are small files stored on your device that help us remember your preferences and analyze how our website is being used. You can control cookies through your browser settings, but disabling cookies may affect your ability to use some features of our website.
6. **Third-Party Links**
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
7. **Your Rights and Choices**
- **Access and Correction**: You have the right to request access to your personal information that we hold and to request corrections to any inaccuracies.
- **Opt-Out of Marketing Communications**: You may opt out of receiving marketing emails or communications by following the unsubscribe instructions included in our emails or contacting us directly.
- **Data Retention**: We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law.
8. **Children’s Privacy**
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete that information as soon as possible.
9. **Changes to This Privacy Policy**
We reserve the right to update this Privacy Policy at any time. When we make changes, we will update the “Effective Date” at the top of this page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
10. **Contact Us**
If you have any questions or concerns about this Privacy Policy or our practices regarding your personal information, please contact us:
The Mortgage Nest LLC
586-489-6622
By using our website and services, you acknowledge that you have read and understood this Privacy Policy.